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We have included the following "Compliance Tools" for easy reference. Each document is in Adobe .pdf format. Adobe Acrobat Reader is available as a free download from  www.adobe.com.

  1. CIP Quick Reference Chart - Countries of Concern - March 17, 2015*Updated*

  2. HMDA Reportable Or Not?

  3. Reg E Error Resolution Flowchart

  4. Reg E Error Resolution Date Chart 2014

  5. Reg E Error Resolution Date Chart 2015 *NEW* 

  6. Reg E Visa and MasterCard Date Chart 2014

  7. Reg E Visa and MasterCard Date Chart 2015 *NEW* 

  8. Reg CC Hold Periods 2015 with Expiration plus 5 days *NEW* 

  9. Reg CC Hold Periods 2015 with Expiration *NEW* 

  10. Reg CC Hold Periods 2015 without Expiration plus 5 days *NEW* 

  11. Reg CC Hold Periods 2015 without Expiration  *NEW* 

  12. Reg CC Hold Periods 2014 with Expiration plus 5 days

  13. Reg CC Hold Periods 2014 with Expiration

  14. Reg CC Hold Periods 2014 without Expiration plus 5 days

  15. Reg CC Hold Periods 2014 without Expiration

  16. Reg CC Quick Reference Chart  *NEW* 

  17. USA PATRIOT Act 314(a) Information Requests

  18. Transaction Limitations for Savings and MMDA Accounts

  19. HMDA LAR Quick Reference

  20. Anti-Money Laundering Training Guides

  21. South Carolina Account Ownership Matrix

  22. North Carolina Account Ownership Matrix

  23. Customer Identification Procedures

  24. CIP Department Questionnaire

  25. CIP Acceptable ID Documents

  26. CIP Procedures Quick Reference Guide

  27. CIP Verification Documents

    A. Verification Requirements

    B. Recommended Account Restrictions

    C. Identification Verification Recommendations

  28. Sample CIP Disclosures

  29. CIP Processing Flowcharts

    A. Adobe Format

    B. PowerPoint Format

  30. Sample Notarized Identification Document

  31. MSB Questionnaire

  32. MSB Risk Assessment

  33. BSA AML Overall Bank Risk Assessment

  34. Commercial Customer Due Diligence Questionnaire

  35. Commercial Customer Due Diligence Risk Assessment

  36. OFAC Overall Bank Risk Assessment

  37. BSA-AML Task List

  38. Personal Customer Risk Assessment

  39. Comparison of Reg Z Categories *Updated*

  40. Mortgage Loan Application Process Flowchart

  41. RESPA GFE Flowchart

  42. Appraisal Rules Chart *New*

  43. Ability-to-Repay and Qualified Mortgages Quick Reference Chart *New*

  44. ECOA (Reg B) Valuation Rules and TILA (Reg Z) HPML Appraisal Rules Matrix *New*

  45. Reg Z - Ability-to-Repay Monthly Payment Underwriting Calculation Quick Reference *New*

  46. Reg Z - Loan Originator Compensation Provisions Coverage *New*

  47. Flood Insurance Insurable Value Chart *New*

   

 

 

 

 

 

 

 

            

      

This page last updated March 17, 2015