We have included the following "Compliance Tools" for easy reference. Each document is in the Adobe .pdf format. Adobe Acrobat Reader is available as a free download from  www.adobe.com.

1. CIP Quick Reference Chart - Countries of Concern - 03/25/2012 (Legal)
2. CIP Quick Reference Chart - Countries of Concern - 03/25/2012 (Letter)
3. HMDA Reportable Or Not?
4. Reg E Error Resolution Flowchart
5. Reg E Error Resolution Date Chart 2013
6. Reg CC Hold Periods 2012 with Expiration
7. Reg CC Hold Periods 2012 without Expiration
8. Reg CC Hold Periods 2012 without Expiration, plus 5 days
9. Reg CC Hold Periods 2013 with Expiration
10. Reg CC Hold Periods 2013 without Expiration
11. Reg CC Quick Reference Chart  
12. USA PATRIOT Act 314(a) Information Requests
13. Transaction Limitations for Savings and MMDA Accounts
14. HMDA LAR Quick Reference
15. Anti-Money Laundering Training Guides
16. South Carolina Account Ownership Matrix
17. North Carolina Account Ownership Matrix
18. Customer Identification Procedures
19. CIP Department Questionnaire
20. CIP Acceptable ID Documents
21. CIP Procedures Quick Reference Guide

22. CIP Verification Documents

    A. Verification Requirements

    B. Recommended Account Restrictions

    C. Identification Verification Recommendations

23. Sample CIP Disclosures

24. CIP Processing Flowcharts

    A. Adobe Format

    B. PowerPoint Format

25. Sample Notarized Identification Document
26. MSB Questionnaire
27. MSB Risk Assessment
28. BSA AML Overall Bank Risk Assessment
29. Commercial Customer Due Diligence Questionnaire
30. Commercial Customer Due Diligence Risk Assessment
31. OFAC Overall Bank Risk Assessment
32. BSA-AML Task List
33. Personal Customer Risk Assessment
34. Comparison of New Reg Z Categories
35. Mortgage Loan Application Process Flowchart
36. RESPA GFE Flowchart