We have included the following "Compliance Tools" for easy reference. Each document is in the Adobe .pdf format. Adobe Acrobat Reader is available as a free download from  www.adobe.com.

1. CIP Quick Reference Chart - Countries of Concern
2. CTR Review Checklist
3. HMDA Reportable Or Not?
4. Reg E Error Resolution Flowchart
5. Reg CC Hold Periods 2010 with Expiration - Effective February 27, 2010 NEW
6. Reg CC Hold Periods 2010 without Expiration - Effective February 27, 2010 NEW
7. Reg CC Hold Periods 2010 with Expiration - Effective through February 26, 2010
8. Reg CC Hold Periods 2010 without Expiration - Effective through February 26, 2010
9. Reg CC Quick Reference Chart - Effective February 27, 2010  NEW
10. USA PATRIOT Act 314(a) Information Requests
11. Transaction Limitations for Savings and MMDA Accounts
12. HMDA LAR Quick Reference
13. Anti-Money Laundering Training Guides
14. South Carolina Account Ownership Matrix
15. North Carolina Account Ownership Matrix
16. Customer Identification Procedures
17. CIP Department Questionnaire
18. CIP Acceptable ID Documents
19. CIP Procedures Quick Reference Guide

20. CIP Verification Documents

    A. Verification Requirements

    B. Recommended Account Restrictions

    C. Identification Verification Recommendations

21. Sample CIP Disclosures

22. CIP Processing Flowcharts

    A. Adobe Format

    B. PowerPoint Format

23. Sample Notarized Identification Document
24. MSB Questionnaire
25. MSB Risk Assessment
26. BSA AML Overall Bank Risk Assessment
27. Commercial Customer Due Diligence Questionnaire
28. Commercial Customer Due Diligence Risk Assessment
29. OFAC Overall Bank Risk Assessment
30. BSA-AML Task List
31. Personal Customer Risk Assessment
32. Comparison of New Reg Z Categories NEW
33. Mortgage Loan Application Process Flowchart NEW
34. RESPA GFE Flowchart NEW